How it works
You'll be sent an SMS
to start the application
Apply online in minutes
with fast approval
Pay later with up to
12 months interest-free*
|Credit Limit*||Up to $50,000|
|Interest-free period*||Up to 12 months|
Admin feeBased on your purchase amount and split across your repayments
|From $1,000 - $5,000||$49|
|From $5,001 - $10,000||$99|
|From $10,001 - $20,000||$199|
|From $20,001 - $50,000||$299|
|*Eligibility criteria, T&Cs, other fees and charges may apply. If not repaid after the interest-free period, an interest rate of 19.5% p.a. applies. Monthly fee is waived if your balance is less than $20.|
To learn more speak to a store team member
Frequently Asked Questions
MoneyMe+ is an interest free payment option, giving you on the spot access up to $50,000 to pay for those larger purchases.
You can create an account online in a number of minutes, and once approved you can use it to shop at our long list of partner stores. You can view the full list of partner stores here.
Don’t see your favourite store offering MoneyMe+? Send us an email and we will get them on board!
When you shop at one of our partner stores, you can set up your account online in a number of minutes. All you need is a phone with internet connection!
If you need any help during your sign up, you can contact our dedicated customer support team on 1300 669 059.
Once completed, you can view and manager your account via the MoneyMe app.
Our eligibility criteria include the following:
- Some form of income, including part time or casual with a minimum income of $30,000 income p.a.
- Aged 18 - 65 years of age
- Australian resident, currently residing in Australia with an Australian bank account
- Meet our responsible lending and credit criteria, with no financial defaults or bankruptcies
Setting up a MoneyMe+ account is free.
Below are the applicable fees if you make a purchase:
Monthly account keeping fee of $5 if you have an account balance of $20 or more.
Admin fee starting from $49 charged each time you make a purchase. This is split across your repayments.
Interest Fee: After the interest-free period, a rate of 19.5% p.a. is applied to the customers outstanding balance
Dishonour fee: for any dishonoured direct debits there is a $15.00 fee payable each time a loan repayment is not met. However, we set up direct debit aligned to your payments cycle to avoid this as much as possible
Overdue account fee: $15.00 is payable on the third day of each month if the loan is in arrears.
We set you up with minimum monthly payments to make your purchase as affordable as possible. These payments are direct debited from your nominated bank account.
You can always update your repayments to pay for your purchase completely interest-free.
Simply contact us on 1300 669 059 and our customer support team will assist.
Each time you shop at a MoneyMe+ partner store, you will receive an interest-free promotion on your purchase. Interest-free periods range anywhere from 6 to 60 months.
Each store has their own interest-free promotion, so be sure to enquire when shopping.
Returns and refunds are subject to the policies of the store at which you purchased the good or service.
If you have any queries, please contact the partner store directly.